How About Your Student Loans? (2016 Updates)
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How About Your Student Loans? (2016 Updates)

Done With College: How About Your Student Loans? You’ve enjoyed the loan while in college! Now that you’re done with your education the next thing you have to think is how to pay back the loan. Often most students’ loans have a six months breather before graduates can start making their payments. During this grace...

Get Out Of Debt In These 7 Steps (2016 Update)
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Get Out Of Debt In These 7 Steps (2016 Update)

Get Out Of Debt In These 7 Steps Every borrower wants to get out of debt as soon as possible but believe me you can’t get out overnight.  However, this process can happen sooner, or it can take several years depending on how you work it. While the amount that you can afford to pay...

Unsecured Loans Vs Secured Loans (2016 Update)
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Unsecured Loans Vs Secured Loans (2016 Update)

Unsecured Loans Vs Secured Loans: Which Is The Best For You? We all have aspirations and great visions towards economic stability. However, it’s unfortunate that our financial constraints limits our dreams. But taking a loan to finance your idea can be a game changer. There are many financial institutions in the business of lending money....

Factors that Affect Credit Rating (2016 Update)
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Factors that Affect Credit Rating (2016 Update)

Factors that affect credit rating Getting a loan from a reliable financial institutions can be a simple or difficult process depending on your credit rating. This refers to the probability that you are able to repay the loan. The process of lending is a risk to banks and licensed moneylenders as there is a chance that the money will not...

Personal Loan, Best Way to Use It? (2016 Update)
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Personal Loan, Best Way to Use It? (2016 Update)

The Best Way to Use a Personal Loan Some people fear taking a loan because they do not exactly see the need. Others think they are rich and do not need to borrow anything. Well, money is never enough. If you take a keen look at your surrounding and your life status, you will discover...

Borrowing from Loan Sharks (2016 Update)
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Borrowing from Loan Sharks (2016 Update)

Borrowing Money from Loan Sharks or Illegal Moneylenders With today’s deteriorated economy, it is hard to meet the ever-escalating cost of living. Banks and legal financial institutions are coming up with stringent rules of borrowing. And they are continuously rejecting many applicants. This has forced people with the urge for finances to turn to other...

Unlicensed Money Lender (2016 Update)
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Unlicensed Money Lender (2016 Update)

The Singapore Police Force has arrested 90 people in connection with unlicensed money lender activities. The suspects consisted of 61 men and 29 women over a period of three days. During simultaneous raids, six separate police divisions carried out the arrests. Most of the 90 people opened bank accounts to help loan sharks with their illegal money lending...

Guide to Borrowing (2016 Update)
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Guide to Borrowing (2016 Update)

Guide to Borrowing from a Licensed Moneylender in Singapore?   1.   What should I consider before taking a loan? – Consider other alternatives, such as the various financial assistance schemes offered by various Government agencies. – Consider whether you are able to abide by the contractual terms. Bear in mind your income and financial obligations. Thus only borrow...