Why People Spend more than what they Earn
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Why People Spend more than what they Earn

Overspending is one of the main reasons why many individuals have financial difficulties despite having above adequate salaries. People live from month to month with nothing to fall back on in case of job loss.   An individual can walk into a store intending to purchase a packet of milk only to leave with three...

Enjoy More on Financially Less (2017 Update)
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Enjoy More on Financially Less (2017 Update)

At one time or another many of us would like to enjoy the finer things in life. Yet, most of us are pretty strapped financially to be able to. Does that mean you are not entitled to those finer things? Of course, not, there are some things you can treat yourself to on a smaller...

Clearing Your Debts (2017 Update)
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Clearing Your Debts (2017 Update)

A debt is an amount of cash owed by a debtor to his or her creditor. These two parties could be between people, organizations or countries. Depending on the type of debtor, an accumulating debt can be a problem if he or she fails to constrain it. This may lead to low standards of living...

6 Reasons why Money Lenders are Popular in Singapore
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6 Reasons why Money Lenders are Popular in Singapore

According to statistics provided by the Registry of Moneylenders, there are approximately 163 licensed moneylenders who have issued $163M by 2017 alone. In 2016, moneylenders issued $1,181M compared to $646M issued in 2015. This is a sharp increase and it indicates that more people are turning to moneylenders for personal loans.   Low income households...

How does Bitcoin work in Singapore?
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How does Bitcoin work in Singapore?

With almost everything going digital, from education to shopping to even marketing, it doesn’t come as a surprise that currency has gone digital. Bitcoins are cryptocurrency or digital currency which has strongly impacted the financial market in Singapore. Among the other digital currency options, Bitcoins have turned out to be the most popular way of...

5 Websites to Follow to Score the Best Flight Deals
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5 Websites to Follow to Score the Best Flight Deals

Finding the website that has the best flight deal can literally save you money and time instead of going to the official airline. They offer discounted ticket price, especially when buying for the whole family. Cheap flight tickets provide convenience for travelers because they can spend their remaining money on the destination that they wish...

Money Lending Laws in Singapore
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Money Lending Laws in Singapore

A moneylender is an individual or company that loans money, secured only by a note as a deed of trust, or against a collateral item or property that is equivalent to or of higher value than the loan given. The main difference from banks and other financial institutions is the high interest rates charge which...